•  READY TO HAVE LESS ANXEITY AROUND YOUR FINANCES
•  READY TO DO MORE OF THE THINGS YOU LOVE MOST
•  READY TO BE ABLE TO PURCHASE ITEMS WITHOUT WONDERING IF YOUR CARD IS GOING TO BE DECLINED OR BILLS ARE GOING TO BE PAID LATE
•  READY TO HAVE MORE INCOME THAN EXPENSES
•  READY TO SAVE MORE MONEY, NOW! 
•  READY TO BE EXCITED TO LOOK AT YOUR BANK STATEMENT FOR THE FIRST TIME INSTEAD OF DREADING IT
•  READY TO SAVE THOUSANDS OF DOLLARS A YEAR!

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• My name is Mandyy Thomas and I am an Online Financial Coach and Certified Financial Education Instructor! 

I USED TO HAVE EXTREME STRESS AND ANXIETY AROUND MONEY.

Growing up in a family who didn’t have a lot of money, caused me a ton of anxiety, stress and I developed many scarcity thoughts and habits.

Not only did I grow up without any financial education as a kid, or never being taught about healthy money habits, we never took a single family vacation and I began supporting myself financially at age 11!

I know exactly how you feel. I've been there. I've had my card declined when I was trying to pay for a $14 shirt.  

I've bawled my eyes out because I didn't have enough money for groceries and had to call my sister for help.  

I've bounced a cheque to my girlfriend for rent for only $129. I know, my rent was only $129 and I still didn't have enough money.

Being that I began to support myself at such a young age, I have learned how to manage my money extremely well and I have spent my life studying money, financial freedom and increasing my financial literacy.

By the increased awareness that I have developed and implementing so many different ways that I could save money into my life, I have been able to overcome my money struggles.

Through my own health journey, I have come to realize just how much the stress from your finances affects your mental & physical health directly. And that is truly the driving force as to why I do what I do. Educating you on how the stress from your finances is truly affecting every single aspect of your life.

How your mental and physical health can significantly improve when you attend to the state of your finances, is truly incredible!

By working on my relationship with money and taking back the control in my life that I was allowing my finances to have over me, my health started to improve significantly.

I was able to overcome my anxiety and binge eating, that was due to the stress of my finances.

Today, I live my life feeling energized, calm, in total control and understanding of money.

I received a second chance at getting my health back.

I can finally travel, which is something that I was never able to do growing up. 

I am able to do more of the things that I love most, with my financial freedom!

Sharing my knowledge and skills with you, so you, too, can get your finances organized, learn lifelong money management skills and get your credit cards paid off - ABSOLUTELY EXCITES ME!

This guide will help you to be able to save money in areas that you never thought of, it will help you to end "money leaks" that you never knew you had that were draining your account and it will help you to save money right now and so much in the future. 

When you get your finances together, you can overcome health issues, improve your relationships, have more energy and finally be able to do more of the things that you want to do in your life!

I am ready to see you free yourself of your finances holding your health & happiness back, and for you to feel calm, relaxed & enjoy your life again!!

•  Stop struggling with my finances
• Graduate post secondary education, DEBT FREE!
•  Leave a 6-figure income to go back to school for what I really wanted, all while owning a home and to come out debt free again
•  Pay 2/3 of my brand new SUV in cash
•  Buy a home and put 20% down on it
•  Put my brother through his first year of schooling
•  Pay over $20k in out of pocket health expenses when I was not working
•  Purchase my show horses & compete in a very expensive hobby that I love
•  Sponsor a child in Mali even when I was away at school with no income
•  AND MUCH MORE!

• Groceries
• Credit Cards
• Housing (Renting, Owning & Wanting to Purchase)
• Travel
• Utilities
• Cell Phones
• Vehicles
• Health
• Entertainment
• Clothing
• Relationships
• Wedding
• Christmas
• Children
• Education
• Bonus - How to Increase Your Fraud Protection
• And Much More!

• This downloadable guide is for anyone who is ready to finally end their money struggle, who is ready to learn how to organize their everyday finances (this is not a course on investing), learn the HOW-TO for where they can be saving money besides the typical ways that everyone says so they can greater a greater gap between their money income and expenses and finally get ahead so they are not struggling every single month. This guide is for those who are ready to take action to completely change their finances so one month, three months, six months and one year from now, they are in a much improved financial situation that is not causing them so much stress. This course is for those who are ready to have so much less stress in their life and to finally feel like they are getting ahead with their finances.

• As soon as you purchase the guide will be sent directly to you to download.

• I take pride in the work that I put out and I truly believe that if you follow the tips that I share in this guide, you will see huge shifts in your finances like I have and like my personal one on one financial coaching clients have. I have poured my heart, soul and knowledge into creating this guide for you so you can finally get ahead with your finances. I spent over 3 years writing it! Due to you receiving the guide immediately after download, I am unable to offer any refunds.

• I truly believe that if you follow the information that I share with you in this guide, that you will be able to see massive changes in your finances when you put the work in. I can only provide the information and the actions for you to take, the implementation aspect and putting in the work, is up to you. Those who have shared their testimonials on my website have put in the work and therefore, they have achieved great success because of it. From doing the work in this course, I have been able to leave a 6 figure income to go back to school, purchase a home with 20% down among other achievements I would never have been able to accomplish unless I put this work in.

• Feel free to e-mail me at mandyy@mandyythomas.com

“Mandyy’s “Hack Your Expenses” guide is full to the brim of easy to implement and practical financial advice. The guide walks you through every day steps that you can take to lower your expenses and increase your net worth. Mandyy’s holistic approach to wealth is a breath of fresh air, as she makes approaching your finances a safe and exciting journey and acts as your personal cheerleader while you take control of your finances and your life!”

• "I just started up my own business and was kind of lost on some of the business things as well as the financial side of things. Life gets so busy and it’s easy to push things aside such as financially like debt. I struggled to really make a plan to pay off my personal debt and stick to it on my own. I also struggled with knowing much about how credit cards etc. work.  
• After working with Mandyy for less than a month I paid off $1500 in credit card debt and saved $405. She taught me many different tricks that I had NO clue about and showed me many great ways to budget and plan to pay off debt. She also helped me set up my health insurance, liability insurance, and different things for my business which was SO helpful.  
• Chatting with her got me excited to set goals to pay off my debt and run my business smoother. I felt much more motivated and much less stressed or worrying about money. Every week Mandyy gave me easy tasks to do that didn’t take much time but in the long run are so helpful to manage finances and make a plan to pay off debt and save!  
• I now have a plan and am very excited to be debt free in the near future and able to start saving for things such as retirement without any worries. This is happening far sooner than I imagined all thanks to Mandyy. I can truly tell that Mandyy is very knowledgeable, experienced, and very passionate about helping others improve their overall quality of life! She has so many tips and tricks that I would never have ever found out if it weren’t for her. After every session with her, I was so motivated and driven to reach my goals with my business and my personal life financially.  
• I highly recommend anyone to work with Mandyy whether you want to pay off debt or learn how to save for something and manage your money in any way, I guarantee you will reach those goals much faster than you’d ever think. Thanks so much Mandyy!"

• "Mandy's "Hack Your Expenses" guide is an amazing tool for any woman who is serious about completely transforming their financial reality. This guide is PACKED full of useful tools for lowering your expenses and taking full control of your financial situation. Not only does she give you an incredible amount of info, but she also provides space for you to journal and plan how you can apply the info you learn. I highly recommend this guide for any woman who is ready to take FULL control of her finances!"